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Natural hazards · Holly

Holly, MN natural hazards

Most of the natural-hazard damage FEMA expects in Holly comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holly?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holly to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding44%Drought15%Hail13%Tornadoes9%Cold waves8%Strong wind6%Everything else6%
By hazard

What Holly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Drought

15% of expected damage
Recorded about 11 times a year in the area

Hail

13% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Cold waves

8% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 12 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holly flood?

FEMA's records show no paid flood insurance claims in Holly.

of all homes
are insured
No community discount. Holly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Murray County.
Disasters that hit Holly

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holly itself: aid to households, or repair grants to the Township of Holly.

Brought FEMA money into HollyDeclared for Murray County only
2024

Severe Storms and Flooding

$27K to the Township of Holly for repairs
2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$66K to the Township of Holly for repairs
2010

Severe Storms and Flooding

$3K to the Township of Holly for repairs
Murray County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Holly

Holly and the towns around it

Ann: Low, mostly inland floodingSpringdale: High, mostly inland floodingDovray: Low, mostly inland floodingShetek: Moderate, mostly inland floodingNorth Hero: Low, mostly inland floodingHighwater: Low, mostly inland floodingWestbrook: Low, mostly inland floodingWalnut Grove: High, mostly inland floodingMonroe: High, mostly inland floodingGales: High, mostly inland floodingMurray: Moderate, mostly inland floodingDes Moines River: Low, mostly inland floodingLake Sarah: Moderate, mostly inland floodingHolly: Moderate, mostly inland flooding HollyAnnSpringdaleDovrayShetek
Very lowLowModerateHighVery high
Springdalemostly inland floodingHigh
Hollymostly inland floodingModerate
Shetekmostly inland floodingModerate
Dovraymostly inland floodingLow
Annmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holly is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Holly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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