Natural hazards · Hokah

Hokah, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hokah comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 8 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hokah?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hokah to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding69%Cold waves15%Tornadoes7%Everything else10%

By hazard

What Hokah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 16 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hokah flood?

Every paid claim on a federal flood insurance policy in Hokah, from FEMA’s records.

8paid claims since 1980

$298Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hokah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Houston County.

Disasters that hit Hokah

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hokah itself: aid to households, or repair grants to the City of Hokah.

Brought FEMA money into HokahDeclared for Houston County only

2024

Severe Storms and Flooding

$4K to the City of Hokah for repairs

2016

Severe Storms and Flooding

$5K to the City of Hokah for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

$11K to the City of Hokah for repairs

2008

Severe Storms and Flooding

$13K to the City of Hokah for repairs

2007

Severe Storms and Flooding

122 households applied for aid $304K aid approved $270K to the City of Hokah for repairs

2000

Severe Storms and Flooding

$2K to the City of Hokah for repairs

Houston County has had 19 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hokah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hokah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hokah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Hokah, MN natural hazards

How exposed is Hokah?

What Hokah faces

Inland flooding

Cold waves

Tornadoes

Lower here

Not a risk here

Does Hokah flood?

6 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

Severe Storms, Straight-Line Winds, and Flooding

Severe Storms and Flooding

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

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