Natural hazards · Henriette

Henriette, MN natural hazards

Most of the natural-hazard damage FEMA expects in Henriette comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henriette?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henriette to be higher than in 76% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves22%Tornadoes6%Everything else10%

By hazard

What Henriette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Cold waves

22% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 25 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henriette flood?

FEMA's records show no paid flood insurance claims in Henriette.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henriette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pine County.

Disasters that hit Henriette

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Henriette itself: aid to households, or repair grants to the City of Henriette.

Brought FEMA money into HenrietteDeclared for Pine County only

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$21K to the City of Henriette for repairs

Pine County has had 12 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henriette is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Henriette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Henriette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.