Natural hazards · Henrietta

Henrietta, MN natural hazards

Most of the natural-hazard damage FEMA expects in Henrietta comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henrietta?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henrietta to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding63%Drought13%Cold waves8%Tornadoes6%Everything else10%

By hazard

What Henrietta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 4 years in the area

Drought

13% of expected damage

Recorded about 12 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 15 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 19 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henrietta flood?

FEMA's records show no paid flood insurance claims in Henrietta.

of all homes
are insured

No community discount. Henrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hubbard County.

Disasters that hit Henrietta

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Henrietta itself: aid to households, or repair grants to the Township of Henrietta.

Brought FEMA money into HenriettaDeclared for Hubbard County only

2009

Severe Storms and Flooding

$5K to the Township of Henrietta for repairs

2002

Severe Storms, Flooding and Tornadoes

$3K to the Township of Henrietta for repairs

Hubbard County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Henrietta

Henrietta and the towns around it

Very lowLowModerateHighVery high

Lake Emmamostly inland floodingHigh

Nevismostly inland floodingModerate

Henriettamostly inland floodingModerate

Hubbardmostly inland floodingModerate

Toddmostly inland floodingLow

Park Rapidsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henrietta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Henrietta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Henrietta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.