Natural hazards · Hector

Hector, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hector comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hector?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hector to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves20%Tornadoes13%Strong wind13%Hail7%Drought5%Everything else8%

By hazard

What Hector faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 8 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 6 times a year in the area

Drought

5% of expected damage

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hector flood?

FEMA's records show no paid flood insurance claims in Hector.

of all homes
are insured

No community discount. Hector isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Renville County.

Disasters that hit Hector

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hector itself: aid to households, or repair grants to the City of Hector.

Brought FEMA money into HectorDeclared for Renville County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$62K to the City of Hector for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$12K to the City of Hector for repairs

2011

Severe Storms, Flooding, and Tornadoes

$91K to the City of Hector for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$7K to the City of Hector for repairs

Renville County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hector is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hector’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hector. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.