Natural hazards · Harvey

Harvey, MN natural hazards

Most of the natural-hazard damage FEMA expects in Harvey comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harvey?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harvey to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding47%Tornadoes13%Cold waves12%Strong wind12%Hail8%Everything else8%

By hazard

What Harvey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 7 years in the area

Cold waves

12% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 12 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harvey flood?

FEMA's records show no paid flood insurance claims in Harvey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Harvey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meeker County.

Disasters that hit Harvey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Harvey itself: aid to households, or repair grants to the Township of Harvey.

Brought FEMA money into HarveyDeclared for Meeker County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the Township of Harvey for repairs

Meeker County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Harvey

Harvey and the towns around it

Very lowLowModerateHighVery high

Forest Citymostly inland floodingModerate

Harveymostly inland floodingModerate

Manannahmostly inland floodingModerate

Litchfieldmostly inland floodingModerate

Swede Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harvey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Harvey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Harvey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.