Natural hazards · Hanover

Hanover, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hanover comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hanover?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hanover to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes14%Strong wind10%Hail5%Everything else9%

By hazard

What Hanover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hanover flood?

FEMA's records show no paid flood insurance claims in Hanover.

of all homes
are insured

No community discount. Hanover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Hanover

Federal disasters declared here

None of the disasters declared for Wright County shows FEMA aid or repair money reaching Hanover itself in FEMA’s records.

Brought FEMA money into HanoverDeclared for Wright County only

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Hanover

Hanover and the towns around it

Very lowLowModerateHighVery high

Rockfordmostly inland floodingHigh

Hanovermostly inland floodingModerate

St. Michaelmostly inland floodingLow

Greenfieldmostly inland floodingLow

Rogersmostly inland floodingLow

Corcoranmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hanover covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hanover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hanover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hanover total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.