Natural hazards · Hampton

Hampton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hampton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2012. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes18%Strong wind13%Hail8%Everything else8%

By hazard

What Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 15 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampton flood?

Every paid claim on a federal flood insurance policy in Hampton, from FEMA’s records.

2paid claims since 2012

$10Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dakota County.

Disasters that hit Hampton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hampton itself: aid to households, or repair grants to the Township of Hampton.

Brought FEMA money into HamptonDeclared for Dakota County only

2012

Severe Storms and Flooding

$27K to the Township of Hampton for repairs

Dakota County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Hampton

Hampton and the towns around it

Very lowLowModerateHighVery high

Cannon Fallsmostly inland floodingHigh

Hamptonmostly inland floodingModerate

Douglasmostly inland floodingModerate

Randolphmostly inland floodingModerate

Castle Rockmostly inland floodingModerate

Vermillionmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hampton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampton total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.