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Natural hazards · Hampden

Hampden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hampden comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hampden?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampden to be higher than in 78% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves19%Drought8%Everything else14%
By hazard

What Hampden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Cold waves

19% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 22 times a year in the area

Drought

8% of expected damage
Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hampden flood?

FEMA's records show no paid flood insurance claims in Hampden.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hampden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kittson County.
Disasters that hit Hampden

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampden itself: aid to households, or repair grants to the Township of Hampden.

Brought FEMA money into HampdenDeclared for Kittson County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$7K to the Township of Hampden for repairs
2011

Severe Storms and Flooding

$13K to the Township of Hampden for repairs
2010

Flooding

$3K to the Township of Hampden for repairs
2009

Severe Storms and Flooding

$24K to the Township of Hampden for repairs
2006

Flooding

$37K to the Township of Hampden for repairs
2002

Severe Storms, Flooding and Tornadoes

$8K to the Township of Hampden for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$9K to the Township of Hampden for repairs
1999

Severe Ice Storm and Flooding

$12K to the Township of Hampden for repairs
Kittson County has had 26 natural disasters declared since 1953, most often floods and severe storms.
Around Hampden

Hampden and the towns around it

Hill: High, mostly inland floodingGranville: High, mostly inland floodingClow: High, mostly inland floodingHallock: High, mostly inland floodingJoliette: Low, mostly inland floodingSt. Vincent: High, mostly inland floodingRichardville: High, mostly inland floodingLancaster: High, mostly inland floodingPoppleton: High, mostly inland floodingThompson: High, mostly inland floodingHallock: High, mostly inland floodingHampden: High, mostly inland flooding HampdenHillGranvilleClowHallock
Very lowLowModerateHighVery high
Granvillemostly inland floodingHigh
Hampdenmostly inland floodingHigh
Hillmostly inland floodingHigh
Clowmostly inland floodingHigh
Hallockmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampden is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hampden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hampden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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