Natural hazards · Hamburg

Hamburg, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hamburg comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamburg to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes19%Strong wind14%Cold waves12%Hail7%Heat waves5%Everything else3%

By hazard

What Hamburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 34 years in the area

Strong wind

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Cold waves

12% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 10 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamburg flood?

FEMA's records show no paid flood insurance claims in Hamburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carver County.

Disasters that hit Hamburg

Federal disasters declared here

None of the disasters declared for Carver County shows FEMA aid or repair money reaching Hamburg itself in FEMA’s records.

Brought FEMA money into HamburgDeclared for Carver County only

Carver County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hamburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.