Ham Lake, MN housing market
The typical Ham Lake home is worth about $503,000, up 2.1% in a year, 43% above the Minnesota typical home. Homes typically sell in 30 days, close to asking.
Home values, sales, trends and how Ham Lake compares with the towns next door — updated as new data is published.
Ham Lake at a glance
A balanced market
About 4.1 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Ham Lake | Minnesota |
|---|---|---|
| 2017 | $301,000 | $217,000 |
| 2018 | $319,000 | $232,000 |
| 2019 | $337,000 | $246,000 |
| 2020 | $353,000 | $259,000 |
| 2021 | $389,000 | $282,000 |
| 2022 | $442,000 | $313,000 |
| 2023 | $461,000 | $325,000 |
| 2024 | $467,000 | $331,000 |
| 2025 | $481,000 | $341,000 |
| 2026 | $501,000 | $349,000 |
| August 2026 | $503,000 | $351,000 |
Ham Lake and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Ham Lake | $503K | +2.1% | 30 | $120,135 |
| Columbus | $481K | +3.8% | 15 | $123,194 |
| Andover | $442K | +1.8% | 28 | $137,593 |
| Blaine | $382K | +1.2% | 23 | $106,801 |
| East Bethel | $419K | +4% | 28 | $110,000 |
4.2 years of income
The typical Ham Lake home costs about 4.2 years of the town's median household income, about the same as across Minnesota (3.9).
How Ham Lake ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.