Natural hazards · Halden

Halden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Halden comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Halden?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Halden to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%
By hazard

What Halden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Halden flood?

FEMA's records show no paid flood insurance claims in Halden.

of all homes
are insured
No community discount. Halden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Louis County.
Disasters that hit Halden

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Halden itself: aid to households, or repair grants to the Township of Halden.

Brought FEMA money into HaldenDeclared for St. Louis County only
2012

Severe Storms and Flooding

$1K to the Township of Halden for repairs
St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Halden

Halden and the towns around it

Floodwood: High, mostly inland floodingPrairie Lake: High, mostly inland floodingVan Buren: High, mostly inland floodingFloodwood: High, mostly inland floodingFine Lakes: High, mostly inland floodingArrowhead: High, mostly inland floodingBalsam: Very high, mostly inland floodingBeseman: Low, mostly cold wavesNess: High, mostly inland floodingElmer: High, mostly cold wavesHalden: High, mostly inland flooding HaldenFloodwoodPrairie LakeVan Buren
Very lowLowModerateHighVery high
Haldenmostly inland floodingHigh
Floodwoodmostly inland floodingHigh
Prairie Lakemostly inland floodingHigh
Van Burenmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Halden is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Halden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Halden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01