Natural hazards · Grant

Grant, MN natural hazards

Most of the natural-hazard damage FEMA expects in Grant comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grant?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grant to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes18%Strong wind12%Cold waves10%Hail7%Everything else7%

By hazard

What Grant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 60 years in the area

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grant flood?

Every paid claim on a federal flood insurance policy in Grant, from FEMA’s records.

2paid claims since 2020

$39Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Grant

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Grant itself in FEMA’s records.

Brought FEMA money into GrantDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Grant

Grant and the towns around it

Very lowLowModerateHighVery high

Stillwatermostly inland floodingHigh

Dellwoodmostly inland floodingModerate

Hugomostly inland floodingModerate

Stillwatermostly inland floodingModerate

Mahtomedimostly inland floodingLow

Grantmostly inland floodingLow

Lake Elmomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grant covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Grant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grant total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.