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Housing in Germania

A typical Germania home is worth roughly $212,000

Typical home value
$212K
MN $351K
Estimate
2-bedroom rent
$990
a month, utilities in · HUD
Median tax bill
$1,360
MN $3,357

What kind of housing town is Germania?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 3.3 years of income

Less than across Minnesota (3.9 years). Try your own numbers below.

You could afford about
$254,000
Typical Germania home $212K

That covers a typical Germania home, with $43K to spare.

The typical home, each month
$1,220
Loan $1,050Tax $110Insurance $60

A two-bedroom rents for about $990 a month here, $230 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Germania’s typical property tax (0.64% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

1 of Germania’s houses are on the National Register

Half of Germania’s homes were built before 1983.

History →
Owners and renters
Own 93%Rent 7%

Minnesota: 72% own.

1983
typical home built · MN 1979
$1,360
median property tax bill · MN $3,357
0.64%
of a home’s value, a year in tax · MN 1.02%
14%
of homes are seasonal or vacation homes
Historic houses in Germania

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Renting

A two-bedroom rents for about $990

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$760
2 bedrooms$990
3 bedrooms$1,340
4 bedrooms$1,570
7%
of households rent · MN 28%
9
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Otter Tail County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Germania vs. its neighbors

Germania is the least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Germania$212K*—$990—$63,333
Bertha$233K+9.3%$9701$61,029
Moran—−5.3%†$1,040—$67,500
Staples$218K+7.9%$1,170—$61,625

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Germania buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Germania still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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