Natural hazards · Geneva

Geneva, MN natural hazards

Most of the natural-hazard damage FEMA expects in Geneva comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Geneva?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneva to be higher than in 59% of U.S. communities, mostly from inland flooding and drought.

Inland flooding42%Drought19%Tornadoes16%Cold waves8%Strong wind8%Hail5%Everything else2%
By hazard

What Geneva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Drought

19% of expected damage
Recorded about 16 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 8 years in the area

Cold waves

8% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

5% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Geneva flood?

FEMA's records show no paid flood insurance claims in Geneva.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Geneva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.
Disasters that hit Geneva

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geneva itself: aid to households, or repair grants to the Township of Geneva.

Brought FEMA money into GenevaDeclared for Freeborn County only
2024

Severe Storms and Flooding

$22K to the Township of Geneva for repairs
2016

Severe Storms and Flooding

$33K to the Township of Geneva for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$9K to the Township of Geneva for repairs
2010

Severe Storms, Tornadoes, and Flooding

$7K to the Township of Geneva for repairs
2004

Severe Storms and Flooding

$11K to the Township of Geneva for repairs
2000

Severe Storms and Flooding

$3K to the Township of Geneva for repairs
Freeborn County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Geneva

Geneva and the towns around it

Bath: Moderate, mostly inland floodingHollandale: Moderate, mostly inland floodingNewry: Moderate, mostly inland floodingRiceland: Moderate, mostly inland floodingClarks Grove: Moderate, mostly inland floodingBancroft: Low, mostly inland floodingHartland: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingMoscow: Moderate, mostly inland floodingUdolpho: High, mostly inland floodingHayward: Moderate, mostly inland floodingGeneva: Moderate, mostly inland flooding GenevaBathHollandaleNewryRiceland
Very lowLowModerateHighVery high
Genevamostly inland floodingModerate
Hollandalemostly inland floodingModerate
Newrymostly inland floodingModerate
Ricelandmostly inland floodingModerate
Bathmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneva is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Geneva’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Geneva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Geneva, MNFreeborn CountyView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Geneva is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01