Natural hazards · Frohn

Frohn, MN natural hazards

Most of the natural-hazard damage FEMA expects in Frohn comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frohn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frohn to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves21%Tornadoes5%Everything else15%

By hazard

What Frohn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 22 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frohn flood?

FEMA's records show no paid flood insurance claims in Frohn.

of all homes
are insured

No community discount. Frohn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Frohn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frohn itself: aid to households, or repair grants to the Township of Frohn.

Brought FEMA money into FrohnDeclared for Beltrami County only

2009

Severe Storms and Flooding

$13K to the Township of Frohn for repairs

1999

Severe Storms, Winds, and Flooding

$22K to the Township of Frohn for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Frohn

Frohn and the towns around it

Very lowLowModerateHighVery high

Bemidjimostly inland floodingHigh

Northernmostly inland floodingHigh

Ten Lakemostly inland floodingModerate

Turtle Rivermostly inland floodingModerate

Bemidjimostly inland floodingModerate

Frohnmostly inland floodingLow

Fardenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frohn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Frohn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Frohn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.