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Natural hazards · Freeborn

Freeborn, MN natural hazards

Most of the natural-hazard damage FEMA expects in Freeborn comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Freeborn?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeborn to be higher than in 40% of U.S. communities, mostly from inland flooding and drought.

Inland flooding33%Drought25%Tornadoes17%Cold waves9%Strong wind8%Hail6%Everything else2%
By hazard

What Freeborn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Below average · higher than 42% of U.S. places
Recorded about once a year in the area

Drought

25% of expected damage
Recorded about 14 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 7 years in the area

Cold waves

9% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Freeborn flood?

FEMA's records show no paid flood insurance claims in Freeborn.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Freeborn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.
Disasters that hit Freeborn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeborn itself: aid to households, or repair grants to the City of Freeborn.

Brought FEMA money into FreebornDeclared for Freeborn County only
2024

Severe Storms and Flooding

2 households applied for aid $1K aid approved $29K to the City of Freeborn for repairs
2016

Severe Storms and Flooding

1 household applied for aid $5K aid approved
2010

Severe Storms, Tornadoes, and Flooding

$11K to the City of Freeborn for repairs
2004

Severe Storms and Flooding

4 households applied for aid $6K aid approved
2000

Severe Storms and Flooding

$1K to the City of Freeborn for repairs
Freeborn County has had 19 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeborn is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Freeborn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Freeborn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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