Natural hazards · Foley

Foley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Foley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1997. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Foley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Foley to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding53%Tornadoes12%Cold waves11%Strong wind9%Hail7%Everything else8%

By hazard

What Foley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 14 years in the area

Cold waves

11% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Foley flood?

Every paid claim on a federal flood insurance policy in Foley, from FEMA’s records.

2paid claims since 1997

$7Kpaid to owners

1homes flooded more than once

19972026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Foley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Foley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Foley itself: aid to households, or repair grants to the City of Foley.

Brought FEMA money into FoleyDeclared for Benton County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$27K to the City of Foley for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$13K to the City of Foley for repairs

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Foley

Foley and the towns around it

Very lowLowModerateHighVery high

Foleymostly inland floodingModerate

Gilmantonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Foley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Foley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Foley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.