Natural hazards · Flora

Flora, MN natural hazards

Most of the natural-hazard damage FEMA expects in Flora comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flora?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flora to be higher than in 33% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves16%Tornadoes10%Strong wind9%Hail6%Drought6%Everything else7%

By hazard

What Flora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 8 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flora flood?

FEMA's records show no paid flood insurance claims in Flora.

of all homes
are insured

No community discount. Flora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Renville County.

Disasters that hit Flora

Federal disasters declared here

None of the disasters declared for Renville County shows FEMA aid or repair money reaching Flora itself in FEMA’s records.

Brought FEMA money into FloraDeclared for Renville County only

Renville County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Flora

Flora and the towns around it

Very lowLowModerateHighVery high

Sacred Heartmostly inland floodingModerate

Delhimostly inland floodingModerate

Floramostly inland floodingLow

Beaver Fallsmostly inland floodingLow

Emmetmostly inland floodingLow

Henryvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flora is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Flora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.