Natural hazards · Eveleth

Eveleth, MN natural hazards

Most of the natural-hazard damage FEMA expects in Eveleth comes from cold waves, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eveleth?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eveleth to be higher than in 9% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves73%Inland flooding18%Everything else10%

By hazard

What Eveleth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

73% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eveleth flood?

FEMA's records show no paid flood insurance claims in Eveleth.

of all homes
are insured

No community discount. Eveleth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Eveleth

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eveleth itself: aid to households, or repair grants to the City of Eveleth.

Brought FEMA money into EvelethDeclared for St. Louis County only

2024

Severe Storms and Flooding

25 households applied for aid $112K aid approved $47K to the City of Eveleth for repairs

1999

Severe Storms, Winds, and Flooding

$53K to the City of Eveleth for repairs

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Eveleth

Eveleth and the towns around it

Very lowLowModerateHighVery high

Fayalmostly cold wavesModerate

Clintonmostly cold wavesModerate

Virginiamostly cold wavesLow

Evelethmostly cold wavesVery low

Leonidasmostly cold wavesVery low

Mountain Ironmostly cold wavesVery low

Gilbertmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eveleth covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eveleth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eveleth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eveleth total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.