Natural hazards · Elkton

Elkton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Elkton comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elkton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elkton to be higher than in 72% of U.S. communities, mostly from inland flooding and drought.

Inland flooding57%Drought16%Tornadoes13%Hail5%Everything else10%

By hazard

What Elkton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Drought

16% of expected damage

Recorded about 23 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elkton flood?

FEMA's records show no paid flood insurance claims in Elkton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elkton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mower County.

Disasters that hit Elkton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Elkton itself: aid to households, or repair grants to the City of Elkton.

Brought FEMA money into ElktonDeclared for Mower County only

2004

Severe Storms and Flooding

6 households applied for aid $7K aid approved

Mower County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Elkton

Elkton and the towns around it

Very lowLowModerateHighVery high

Elktonmostly inland floodingHigh

Marshallmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elkton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elkton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Elkton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.