Natural hazards · Eagle

Eagle, MN natural hazards

Most of the natural-hazard damage FEMA expects in Eagle comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1986. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagle?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle to be higher than in 38% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves56%Inland flooding34%Everything else10%

By hazard

What Eagle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 16 times a year in the area

Inland flooding

34% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagle flood?

Every paid claim on a federal flood insurance policy in Eagle, from FEMA’s records.

2paid claims since 1986

$35Kpaid to owners

0homes flooded more than once

19862026

of all homes
are insured

No community discount. Eagle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carlton County.

Disasters that hit Eagle

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eagle itself: aid to households, or repair grants to the Township of Eagle.

Brought FEMA money into EagleDeclared for Carlton County only

2023

Severe Storms and Flooding

$53K to the Township of Eagle for repairs

2012

Severe Storms and Flooding

$49K to the Township of Eagle for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$981 to the Township of Eagle for repairs

Carlton County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Eagle

Eagle and the towns around it

Very lowLowModerateHighVery high

Eaglemostly cold wavesLow

Kalevalamostly cold wavesLow

Cromwellmostly cold wavesLow

Lakeviewmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eagle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eagle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eagle total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.