Natural hazards · Dumont

Dumont, MN natural hazards

Most of the natural-hazard damage FEMA expects in Dumont comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dumont?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dumont to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves18%Hail13%Strong wind11%Tornadoes6%Everything else5%

By hazard

What Dumont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Hail

13% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 4 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dumont flood?

Every paid claim on a federal flood insurance policy in Dumont, from FEMA’s records.

4paid claims since 1997

$46Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Dumont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Traverse County.

Disasters that hit Dumont

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dumont itself: aid to households, or repair grants to the City of Dumont.

Brought FEMA money into DumontDeclared for Traverse County only

2023

Severe Storms and Flooding

$10K to the City of Dumont for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$3K to the City of Dumont for repairs

2005

Severe Winter Storm

$2K to the City of Dumont for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$18K to the City of Dumont for repairs

Traverse County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dumont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dumont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dumont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.