Natural hazards · Dora

Dora, MN natural hazards

Most of the natural-hazard damage FEMA expects in Dora comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 32 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dora?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dora to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves14%Tornadoes14%Everything else11%

By hazard

What Dora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 15 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 17 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dora flood?

Every paid claim on a federal flood insurance policy in Dora, from FEMA’s records.

32paid claims since 1998

$793Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Dora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otter Tail County.

Disasters that hit Dora

Federal disasters declared here

None of the disasters declared for Otter Tail County shows FEMA aid or repair money reaching Dora itself in FEMA’s records.

Brought FEMA money into DoraDeclared for Otter Tail County only

Otter Tail County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Dora

Dora and the towns around it

Very lowLowModerateHighVery high

Candormostly inland floodingLow

Doramostly inland floodingLow

Ednamostly inland floodingLow

Lidamostly inland floodingLow

Star Lakemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dora covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dora’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dora total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.