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Natural hazards · Dilworth

Dilworth, MN natural hazards

Most of the natural-hazard damage FEMA expects in Dilworth comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dilworth?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dilworth to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves26%Tornadoes12%Strong wind7%Everything else11%
By hazard

What Dilworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 2 times a year in the area

Cold waves

26% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 18 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 82% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dilworth flood?

Every paid claim on a federal flood insurance policy in Dilworth, from FEMA’s records.

8paid claims since 1979
$45Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 1 claim, $19K
  • Not a named storm: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dilworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.
Disasters that hit Dilworth

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dilworth itself: aid to households, or repair grants to the City of Dilworth.

Brought FEMA money into DilworthDeclared for Clay County only
2011

Severe Storms and Flooding

$158K to the City of Dilworth for repairs
2009

Severe Storms and Flooding

18 households applied for aid $14K aid approved $154K to the City of Dilworth for repairs
2002

Severe Storms, Flooding and Tornadoes

$11K to the City of Dilworth for repairs
2000

Severe Storms and Flooding

$34K to the City of Dilworth for repairs
1999

Severe Storms, Winds, and Flooding

$6K to the City of Dilworth for repairs
Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.
Around Dilworth

Dilworth and the towns around it

Moorhead: High, mostly inland floodingMoorhead: Very high, mostly inland floodingGlyndon: High, mostly inland floodingFargo: Moderate, mostly inland floodingOakport: Very high, mostly inland floodingKurtz: Very high, mostly inland floodingRiverton: High, mostly inland floodingElmwood: High, mostly inland floodingMoland: Very high, mostly inland floodingDilworth: Low, mostly inland flooding DilworthMoorheadMoorheadGlyndon
Very lowLowModerateHighVery high
Moorheadmostly inland floodingVery high
Moorheadmostly inland floodingHigh
Glyndonmostly inland floodingHigh
Dilworthmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dilworth covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Dilworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Dilworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dilworth total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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