Natural hazards · Deephaven

Deephaven, MN natural hazards

Most of the natural-hazard damage FEMA expects in Deephaven comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deephaven?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deephaven to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves18%Tornadoes17%Hail8%Heat waves7%Everything else3%

By hazard

What Deephaven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 82% of U.S. places

Hail

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deephaven flood?

Every paid claim on a federal flood insurance policy in Deephaven, from FEMA’s records.

1paid claims since 2019

$52Kpaid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deephaven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Deephaven

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Deephaven itself: aid to households, or repair grants to the City of Deephaven.

Brought FEMA money into DeephavenDeclared for Hennepin County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$10K to the City of Deephaven for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Deephaven

Deephaven and the towns around it

Very lowLowModerateHighVery high

Deephavenmostly inland floodingLow

Woodlandmostly inland floodingLow

Shorewoodmostly inland floodingLow

Minnetonkamostly inland floodingLow

Greenwoodmostly inland floodingLow

Wayzatamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deephaven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Deephaven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deephaven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deephaven total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.