TownTapestry
Sign inJoin
DarnenGood afternoon
Natural hazards · Darnen

Darnen, MN natural hazards

Most of the natural-hazard damage FEMA expects in Darnen comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Darnen?

11
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darnen to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves32%Tornadoes11%Strong wind8%Hail5%Everything else10%
By hazard

What Darnen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once every 3 years in the area

Cold waves

32% of expected damage
Above average · higher than 62% of U.S. places
Recorded about 14 times a year in the area

Tornadoes

11% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 13 years in the area

Strong wind

8% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 3 times a year in the area

Hail

5% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Darnen flood?

FEMA's records show no paid flood insurance claims in Darnen.

of all homes
are insured
No community discount. Darnen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Stevens County.
Disasters that hit Darnen

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Darnen itself: aid to households, or repair grants to the Township of Darnen.

Brought FEMA money into DarnenDeclared for Stevens County only
2023

Severe Storms and Flooding

$8K to the Township of Darnen for repairs
2011

Severe Storms and Flooding

$999 to the Township of Darnen for repairs
2009

Severe Storms and Flooding

$3K to the Township of Darnen for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$7K to the Township of Darnen for repairs
Stevens County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Darnen

Darnen and the towns around it

Morris: Low, mostly inland floodingHodges: Very low, mostly inland floodingScott: Low, mostly inland floodingHorton: Very low, mostly inland floodingMorris: Low, mostly inland floodingFramnas: Low, mostly inland floodingHancock: Very low, mostly inland floodingWalden: High, mostly inland floodingMoore: Very low, mostly inland floodingNew Prairie: High, mostly inland floodingSynnes: Low, mostly inland floodingBaker: Low, mostly inland floodingFairfield: Low, mostly inland floodingRendsville: Low, mostly inland floodingPepperton: Low, mostly inland floodingDarnen: Very low, mostly inland flooding DarnenMorrisHodgesScottHortonMorris
Very lowLowModerateHighVery high
Scottmostly inland floodingLow
Morrismostly inland floodingLow
Morrismostly inland floodingLow
Darnenmostly inland floodingVery low
Hodgesmostly inland floodingVery low
Hortonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darnen is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Darnen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Darnen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Darnen, MNStevens CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Darnen is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map