Natural hazards · Darling

Darling, MN natural hazards

Most of the natural-hazard damage FEMA expects in Darling comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Darling?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darling to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves5%Everything else21%

By hazard

What Darling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Darling flood?

Every paid claim on a federal flood insurance policy in Darling, from FEMA’s records.

5paid claims since 1982

$134Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Severe flooding: 1 claim, $2K

of all homes
are insured

No community discount. Darling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Darling

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Darling itself: aid to households, or repair grants to the Township of Darling.

Brought FEMA money into DarlingDeclared for Morrison County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Darling for repairs

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Darling

Darling and the towns around it

Very lowLowModerateHighVery high

Darlingmostly inland floodingHigh

Pike Creekmostly inland floodingHigh

Randallmostly inland floodingHigh

Green Prairiemostly inland floodingHigh

Cushingmostly inland floodingLow

Parkermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darling covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Darling’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Darling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Darling total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.