Natural hazards · Crow Lake

Crow Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Crow Lake comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crow Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crow Lake to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes10%Hail7%Strong wind7%Everything else10%

By hazard

What Crow Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 7 years in the area

Hail

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crow Lake flood?

FEMA's records show no paid flood insurance claims in Crow Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crow Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stearns County.

Disasters that hit Crow Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Crow Lake itself: aid to households, or repair grants to the Township of Crow Lake.

Brought FEMA money into Crow LakeDeclared for Stearns County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Crow Lake for repairs

Stearns County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Crow Lake

Crow Lake and the towns around it

Very lowLowModerateHighVery high

Colfaxmostly inland floodingModerate

Norway Lakemostly inland floodingModerate

Lake Johannamostly inland floodingModerate

Crow Lakemostly inland floodingLow

Brootenmostly inland floodingLow

Belgrademostly inland floodingLow

North Forkmostly inland floodingLow

Crow Rivermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crow Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crow Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Crow Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.