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Natural hazards · Crookston

Crookston, MN natural hazards

Most of the natural-hazard damage FEMA expects in Crookston comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 48 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crookston?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crookston to be higher than in 78% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves26%Everything else10%
By hazard

What Crookston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Cold waves

26% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 21 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crookston flood?

Every paid claim on a federal flood insurance policy in Crookston, from FEMA’s records.

48paid claims since 1978
$145Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 7 claims, $14K
  • Winter storm: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Crookston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Crookston

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crookston itself: aid to households, or repair grants to the City of Crookston.

Brought FEMA money into CrookstonDeclared for Polk County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$85K to the City of Crookston for repairs
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$38K to the City of Crookston for repairs
2011

Severe Storms and Flooding

$28K to the City of Crookston for repairs
2010

Flooding

$21K to the City of Crookston for repairs
2009

Severe Storms and Flooding

8 households applied for aid $15K aid approved $39K to the City of Crookston for repairs
2006

Flooding

$32K to the City of Crookston for repairs
2002

Severe Storms, Flooding and Tornadoes

$9K to the City of Crookston for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$30K to the City of Crookston for repairs
1999

Severe Ice Storm and Flooding

$25K to the City of Crookston for repairs
Polk County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Crookston

Crookston and the towns around it

Crookston: Very high, mostly inland floodingLowell: Very high, mostly inland floodingFairfax: High, mostly inland floodingAndover: Very high, mostly inland floodingGentilly: High, mostly inland floodingParnell: Very high, mostly inland floodingFisher: Very high, mostly inland floodingFanny: Very high, mostly inland floodingKertsonville: High, mostly inland floodingRussia: Very high, mostly inland floodingRoome: Very high, mostly inland floodingCrookston: High, mostly inland flooding CrookstonCrookstonLowellFairfaxAndover
Very lowLowModerateHighVery high
Crookstonmostly inland floodingVery high
Lowellmostly inland floodingVery high
Andovermostly inland floodingVery high
Fairfaxmostly inland floodingHigh
Crookstonmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crookston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Crookston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crookston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crookston total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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