Cotton, MN housing market
The typical Cotton home is worth about $224,000, up 10.5% in a year, 36% below the Minnesota typical home.
Home values, sales, trends and how Cotton compares with the towns next door — updated as new data is published.
Cotton at a glance
Typical home value, 2016–2026
Show as a table
| January | Cotton | Minnesota |
|---|---|---|
| 2017 | $119,000 | $217,000 |
| 2018 | $128,000 | $232,000 |
| 2019 | $132,000 | $246,000 |
| 2020 | $142,000 | $259,000 |
| 2021 | $160,000 | $282,000 |
| 2022 | $183,000 | $313,000 |
| 2023 | $193,000 | $325,000 |
| 2024 | $195,000 | $331,000 |
| 2025 | $198,000 | $341,000 |
| 2026 | $213,000 | $349,000 |
| August 2026 | $224,000 | $351,000 |
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $1,250
HUD's Fair Market Rent for a two-bedroom in Cotton is $1,250 a month, utilities included: roughly what a modest, recently rented unit costs.
Studio $860 · 4 bedrooms $2,100
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (55724; Duluth, MN-WI MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.