Natural hazards · Cosmos

Cosmos, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cosmos comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cosmos?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cosmos to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding45%Tornadoes14%Cold waves13%Strong wind12%Hail8%Everything else9%

By hazard

What Cosmos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Cold waves

13% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 12 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cosmos flood?

FEMA's records show no paid flood insurance claims in Cosmos.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cosmos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meeker County.

Disasters that hit Cosmos

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cosmos itself: aid to households, or repair grants to the City of Cosmos.

Brought FEMA money into CosmosDeclared for Meeker County only

2011

Severe Storms, Flooding, and Tornadoes

$34K to the City of Cosmos for repairs

Meeker County has had 9 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cosmos is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cosmos’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cosmos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.