Natural hazards · Copley

Copley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Copley comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Copley?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Copley to be higher than in 10% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves18%Tornadoes10%Strong wind6%Everything else15%

By hazard

What Copley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Cold waves

18% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 18 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 32 years in the area

Strong wind

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Copley flood?

FEMA's records show no paid flood insurance claims in Copley.

Disasters that hit Copley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Copley itself: aid to households, or repair grants to the Township of Copley.

Brought FEMA money into CopleyDeclared for Clearwater County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$58K to the Township of Copley for repairs

2009

Severe Storms and Flooding

$9K to the Township of Copley for repairs

2002

Severe Storms, Flooding and Tornadoes

$23K to the Township of Copley for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$27K to the Township of Copley for repairs

Clearwater County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Copley

Copley and the towns around it

Very lowLowModerateHighVery high

Holstmostly inland floodingLow

Shevlinmostly inland floodingLow

Noramostly inland floodingLow

Copleymostly inland floodingVery low

Bagleymostly inland floodingVery low

Popplemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Copley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Copley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Copley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.