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Natural hazards · Concord

Concord, MN natural hazards

Most of the natural-hazard damage FEMA expects in Concord comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Concord?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concord to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes19%Drought12%Cold waves12%Strong wind9%Hail9%Everything else3%
By hazard

What Concord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 10 years in the area

Drought

12% of expected damage
Recorded about 7 times a year in the area

Cold waves

12% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 10 times a year in the area

Strong wind

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Hail

9% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Concord flood?

FEMA's records show no paid flood insurance claims in Concord.

of all homes
are insured
No community discount. Concord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.
Disasters that hit Concord

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Concord itself: aid to households, or repair grants to the Township of Concord.

Brought FEMA money into ConcordDeclared for Dodge County only
2010

Severe Storms and Flooding

$15K to the Township of Concord for repairs
2004

Severe Storms and Flooding

$15K to the Township of Concord for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$16K to the Township of Concord for repairs
2000

Severe Storms and Flooding

$4K to the Township of Concord for repairs
Dodge County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Concord

Concord and the towns around it

Milton: High, mostly inland floodingEllington: Moderate, mostly inland floodingWasioja: Low, mostly inland floodingMantorville: High, mostly inland floodingNew Haven: Low, mostly inland floodingRoscoe: High, mostly inland floodingClaremont: Moderate, mostly inland floodingMerton: Moderate, mostly inland floodingDodge Center: Low, mostly inland floodingAshland: Low, mostly inland floodingConcord: Moderate, mostly inland flooding ConcordMiltonEllingtonWasioja
Very lowLowModerateHighVery high
Miltonmostly inland floodingHigh
Concordmostly inland floodingModerate
Ellingtonmostly inland floodingModerate
Wasiojamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concord is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Concord’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Concord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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