Natural hazards · Collins

Collins, MN natural hazards

Most of the natural-hazard damage FEMA expects in Collins comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2016. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Collins?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Collins to be higher than in 35% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves20%Tornadoes15%Strong wind10%Hail8%Everything else8%

By hazard

What Collins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 8 years in the area

Strong wind

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Hail

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Collins flood?

Every paid claim on a federal flood insurance policy in Collins, from FEMA’s records.

1paid claims since 2016

$3Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Collins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLeod County.

Disasters that hit Collins

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Collins itself: aid to households, or repair grants to the Township of Collins.

Brought FEMA money into CollinsDeclared for McLeod County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$52K to the Township of Collins for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$11K to the Township of Collins for repairs

2011

Severe Storms, Flooding, and Tornadoes

$930 to the Township of Collins for repairs

2011

Severe Storms and Flooding

$5K to the Township of Collins for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$854 to the Township of Collins for repairs

McLeod County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Collins

Collins and the towns around it

Very lowLowModerateHighVery high

Collinsmostly inland floodingLow

Stewartmostly inland floodingLow

Sumtermostly inland floodingLow

Round Grovemostly inland floodingLow

Pennmostly inland floodingLow

Lynnmostly inland floodingLow

Preston Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Collins covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Collins’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Collins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Collins total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.