Natural hazards · Cohasset

Cohasset, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cohasset comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cohasset?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cohasset to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves40%Strong wind5%Everything else9%

By hazard

What Cohasset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 3 years in the area

Cold waves

40% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 17 times a year in the area

Strong wind

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cohasset flood?

FEMA's records show no paid flood insurance claims in Cohasset.

of all homes
are insured

No community discount. Cohasset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Itasca County.

Disasters that hit Cohasset

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cohasset itself: aid to households, or repair grants to the City of Cohasset.

Brought FEMA money into CohassetDeclared for Itasca County only

2024

Severe Storms and Flooding

2 households applied for aid

Itasca County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Cohasset

Cohasset and the towns around it

Very lowLowModerateHighVery high

Cohassetmostly inland floodingModerate

Grand Rapidsmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cohasset covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cohasset’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cohasset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cohasset total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.