Natural hazards · Coates

Coates, MN natural hazards

Most of the natural-hazard damage FEMA expects in Coates comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coates?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coates to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes18%Strong wind14%Hail8%Cold waves6%Everything else3%

By hazard

What Coates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 16 years in the area

Strong wind

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 7 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coates flood?

FEMA's records show no paid flood insurance claims in Coates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dakota County.

Disasters that hit Coates

Federal disasters declared here

None of the disasters declared for Dakota County shows FEMA aid or repair money reaching Coates itself in FEMA’s records.

Brought FEMA money into CoatesDeclared for Dakota County only

Dakota County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Coates

Coates and the towns around it

Very lowLowModerateHighVery high

Empiremostly inland floodingModerate

Coatesmostly inland floodingModerate

Vermillionmostly inland floodingModerate

Rosemountmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coates’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.