Natural hazards · Cleveland

Cleveland, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cleveland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2010. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleveland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleveland to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes15%Strong wind14%Cold waves10%Hail6%Everything else7%

By hazard

What Cleveland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 16 years in the area

Strong wind

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 10 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleveland flood?

Every paid claim on a federal flood insurance policy in Cleveland, from FEMA’s records.

1paid claims since 2010

$5Kpaid to owners

0homes flooded more than once

20102026

of all homes
are insured

No community discount. Cleveland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Le Sueur County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Cleveland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cleveland itself: aid to households, or repair grants to the City of Cleveland.

Brought FEMA money into ClevelandDeclared for Le Sueur County only

2024

Severe Storms and Flooding

2 households applied for aid

2016

Severe Storms and Flooding

1 household applied for aid

Le Sueur County has had 16 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleveland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cleveland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cleveland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Cleveland, MN natural hazards

How exposed is Cleveland?

What Cleveland faces

Inland flooding

Tornadoes

Strong wind

Cold waves

Hail

Lower here

Not a risk here

Does Cleveland flood?

What’s been done with FEMA grants

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby