Natural hazards · Clark

Clark, MN natural hazards

Most of the natural-hazard damage FEMA expects in Clark comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clark?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clark to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding35%Cold waves22%Tornadoes15%Strong wind9%Drought7%Hail5%Everything else7%

By hazard

What Clark faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 37 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Drought

7% of expected damage

Recorded about 14 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clark flood?

Every paid claim on a federal flood insurance policy in Clark, from FEMA’s records.

1paid claims since 2013

$20Kpaid to owners

0homes flooded more than once

20132026

of all homes
are insured

No community discount. Clark isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faribault County.

Disasters that hit Clark

Federal disasters declared here

None of the disasters declared for Faribault County shows FEMA aid or repair money reaching Clark itself in FEMA’s records.

Brought FEMA money into ClarkDeclared for Faribault County only

Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Clark

Clark and the towns around it

Very lowLowModerateHighVery high

Fostermostly inland floodingModerate

Carlstonmostly inland floodingModerate

Dunbarmostly inland floodingLow

Walnut Lakemostly inland floodingLow

Clarkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clark covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clark’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Clark. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clark total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.