Natural hazards · Chengwatana

Chengwatana, MN natural hazards

Most of the natural-hazard damage FEMA expects in Chengwatana comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chengwatana?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chengwatana to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves27%Tornadoes7%Everything else10%

By hazard

What Chengwatana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Cold waves

27% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chengwatana flood?

FEMA's records show no paid flood insurance claims in Chengwatana.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chengwatana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pine County.

Disasters that hit Chengwatana

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chengwatana itself: aid to households, or repair grants to the Township of Chengwatana.

Brought FEMA money into ChengwatanaDeclared for Pine County only

2023

Severe Storms and Flooding

$30K to the Township of Chengwatana for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$67K to the Township of Chengwatana for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$2K to the Township of Chengwatana for repairs

Pine County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Chengwatana

Chengwatana and the towns around it

Very lowLowModerateHighVery high

Pokegamamostly inland floodingHigh

Chengwatanamostly inland floodingHigh

Pine Citymostly inland floodingHigh

Munchmostly inland floodingHigh

Crosbymostly inland floodingLow

West Marshlandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chengwatana covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chengwatana’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chengwatana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chengwatana total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.