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Natural hazards · Ceresco

Ceresco, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ceresco comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ceresco?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ceresco to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves18%Drought10%Tornadoes9%Strong wind9%Everything else8%
By hazard

What Ceresco faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Above average · higher than 62% of U.S. places
Recorded about once a year in the area

Cold waves

18% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 11 times a year in the area

Drought

10% of expected damage
Recorded about 13 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 7 years in the area

Strong wind

9% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ceresco flood?

FEMA's records show no paid flood insurance claims in Ceresco.

of all homes
are insured
No community discount. Ceresco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Blue Earth County.
Disasters that hit Ceresco

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ceresco itself: aid to households, or repair grants to the Township of Ceresco.

Brought FEMA money into CerescoDeclared for Blue Earth County only
2024

Severe Storms and Flooding

$25K to the Township of Ceresco for repairs
2011

Severe Storms and Flooding

$3K to the Township of Ceresco for repairs
2010

Flooding

$3K to the Township of Ceresco for repairs
Blue Earth County has had 20 natural disasters declared since 1953, most often floods and severe storms.
Around Ceresco

Ceresco and the towns around it

Fieldon: Low, mostly inland floodingVernon Center: Moderate, mostly inland floodingLincoln: High, mostly inland floodingPleasant Mound: Moderate, mostly inland floodingRosendale: Low, mostly inland floodingMadelia: Moderate, mostly inland floodingAntrim: Low, mostly inland floodingGarden City: Moderate, mostly inland floodingLyra: Moderate, mostly inland floodingShelby: Moderate, mostly inland floodingButternut Valley: High, mostly inland floodingCeresco: Moderate, mostly inland flooding CerescoFieldonVernon CenterLincolnPleasant Mound
Very lowLowModerateHighVery high
Lincolnmostly inland floodingHigh
Cerescomostly inland floodingModerate
Vernon Centermostly inland floodingModerate
Pleasant Moundmostly inland floodingModerate
Fieldonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ceresco is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ceresco’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ceresco. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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