Natural hazards · Camp Lake

Camp Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Camp Lake comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camp Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camp Lake to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves21%Hail9%Heat waves8%Strong wind7%Everything else12%

By hazard

What Camp Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 13 times a year in the area

Hail

9% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camp Lake flood?

FEMA's records show no paid flood insurance claims in Camp Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camp Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Swift County.

Disasters that hit Camp Lake

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camp Lake itself: aid to households, or repair grants to the Township of Camp Lake.

Brought FEMA money into Camp LakeDeclared for Swift County only

2023

Severe Storms and Flooding

$17K to the Township of Camp Lake for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$7K to the Township of Camp Lake for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

$6K to the Township of Camp Lake for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Camp Lake for repairs

Swift County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Camp Lake

Camp Lake and the towns around it

Very lowLowModerateHighVery high

Rolling Forksmostly inland floodingHigh

Bensonmostly inland floodingHigh

Camp Lakemostly inland floodingModerate

Kerkhovenmostly inland floodingModerate

Kildaremostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camp Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camp Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Camp Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.