Natural hazards · Camp 5

Camp 5, MN natural hazards

Most of the natural-hazard damage FEMA expects in Camp 5 comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camp 5?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camp 5 to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves41%Everything else10%

By hazard

What Camp 5 faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Cold waves

41% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camp 5 flood?

FEMA's records show no paid flood insurance claims in Camp 5.

of all homes
are insured

No community discount. Camp 5 isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Camp 5

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Camp 5 itself in FEMA’s records.

Brought FEMA money into Camp 5Declared for St. Louis County only

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Camp 5

Camp 5 and the towns around it

Very lowLowModerateHighVery high

Portagemostly inland floodingModerate

Camp 5mostly inland floodingModerate

Leidingmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camp 5 is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camp 5’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Camp 5. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.