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Natural hazards · Camden

Camden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1991. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Camden?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes15%Strong wind12%Cold waves10%Hail6%Everything else7%
By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 17 years in the area

Strong wind

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 5 times a year in the area

Cold waves

10% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 10 times a year in the area

Hail

6% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Camden flood?

Every paid claim on a federal flood insurance policy in Camden, from FEMA’s records.

7paid claims since 1991
$20Kpaid to owners
0homes flooded more than once
19912026

Biggest named events

  • Severe flooding: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carver County.
Disasters that hit Camden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to the Township of Camden.

Brought FEMA money into CamdenDeclared for Carver County only
2024

Severe Storms and Flooding

$21K to the Township of Camden for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$24K to the Township of Camden for repairs
2011

Severe Storms and Flooding

$11K to the Township of Camden for repairs
2010

Flooding

$20K to the Township of Camden for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$16K to the Township of Camden for repairs
Carver County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Camden

Camden and the towns around it

New Germany: Moderate, mostly inland floodingBergen: Low, mostly inland floodingMayer: Moderate, mostly inland floodingYoung America: Low, mostly inland floodingHollywood: Moderate, mostly inland floodingWaconia: Low, mostly inland floodingHelen: Low, mostly inland floodingRich Valley: Low, mostly inland floodingWinsted: Very low, mostly inland floodingWatertown: Very high, mostly inland floodingBenton: Low, mostly inland floodingWashington Lake: Moderate, mostly inland floodingWoodland: Low, mostly inland floodingWaconia: Very low, mostly inland floodingLaketown: Low, mostly inland floodingMinnetrista: Low, mostly inland floodingCamden: Moderate, mostly inland flooding CamdenNew GermanyBergenMayerYoung AmericaHollywoodWaconia
Very lowLowModerateHighVery high
Camdenmostly inland floodingModerate
New Germanymostly inland floodingModerate
Mayermostly inland floodingModerate
Hollywoodmostly inland floodingModerate
Bergenmostly inland floodingLow
Waconiamostly inland floodingLow
Young Americamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Camden’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camden total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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