TownTapestry
Sign inJoin
CaledoniaGood afternoon
Natural hazards · Caledonia

Caledonia, MN natural hazards

Most of the natural-hazard damage FEMA expects in Caledonia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2007. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Caledonia?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caledonia to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves29%Tornadoes19%Hail7%Everything else9%
By hazard

What Caledonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Cold waves

29% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 89% of U.S. places

Hail

7% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Caledonia flood?

Every paid claim on a federal flood insurance policy in Caledonia, from FEMA’s records.

1paid claims since 2007
$5Kpaid to owners
0homes flooded more than once
20072026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Caledonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Houston County.
Disasters that hit Caledonia

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Caledonia itself: aid to households, or repair grants to the City of Caledonia.

Brought FEMA money into CaledoniaDeclared for Houston County only
2013

Severe Storms, Straight-Line Winds, and Flooding

$83K to the City of Caledonia for repairs
2008

Severe Storms and Flooding

$750 to the City of Caledonia for repairs
2007

Severe Storms and Flooding

63 households applied for aid $122K aid approved $3K to the City of Caledonia for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$558 to the City of Caledonia for repairs
Houston County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Caledonia

Caledonia and the towns around it

Caledonia: Moderate, mostly inland floodingMayville: Low, mostly inland floodingBlack Hammer: Moderate, mostly inland floodingWilmington: Moderate, mostly inland floodingSheldon: Very high, mostly inland floodingWinnebago: Moderate, mostly inland floodingUnion: Very high, mostly inland floodingCrooked Creek: Moderate, mostly inland floodingBrownsville: Very high, mostly inland floodingCaledonia: Low, mostly inland flooding CaledoniaCaledoniaMayville
Very lowLowModerateHighVery high
Caledoniamostly inland floodingModerate
Caledoniamostly inland floodingLow
Mayvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caledonia covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Caledonia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Caledonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Caledonia total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Caledonia, MNView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Caledonia is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map