Natural hazards · Buse

Buse, MN natural hazards

Most of the natural-hazard damage FEMA expects in Buse comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2001. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Buse?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Buse to be higher than in 17% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves26%Tornadoes13%Everything else13%

By hazard

What Buse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 15 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Buse flood?

Every paid claim on a federal flood insurance policy in Buse, from FEMA’s records.

5paid claims since 2001

$258Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Severe flooding: 1 claim, $4K

of all homes
are insured

No community discount. Buse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Otter Tail County.

Disasters that hit Buse

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Buse itself: aid to households, or repair grants to the Township of Buse.

Brought FEMA money into BuseDeclared for Otter Tail County only

2011

Severe Storms and Flooding

$2K to the Township of Buse for repairs

Otter Tail County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Buse

Buse and the towns around it

Very lowLowModerateHighVery high

Orwellmostly inland floodingLow

Dane Prairiemostly inland floodingLow

Aastadmostly inland floodingLow

Busemostly inland floodingVery low

Fergus Fallsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Buse covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Buse’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Buse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Buse total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.