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Natural hazards · Burnsville

Burnsville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Burnsville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 16 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Burnsville?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burnsville to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes28%Strong wind17%Cold waves11%Hail7%Everything else5%
By hazard

What Burnsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage
Well below average · higher than 11% of U.S. places
Recorded about once a year in the area

Tornadoes

28% of expected damage
Well above average · higher than 86% of U.S. places

Strong wind

17% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 5 times a year in the area

Cold waves

11% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 9 times a year in the area

Hail

7% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Burnsville flood?

Every paid claim on a federal flood insurance policy in Burnsville, from FEMA’s records.

16paid claims since 1979
$520Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • Severe flooding: 4 claims, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Burnsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dakota County.

What’s been done with FEMA grants

2buildings floodproofed
Disasters that hit Burnsville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Burnsville itself: aid to households, or repair grants to the City of Burnsville.

Brought FEMA money into BurnsvilleDeclared for Dakota County only
2012

Severe Storms and Flooding

$29K to the City of Burnsville for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$282K to the City of Burnsville for repairs
2000

Severe Storms and Flooding

$284K to the City of Burnsville for repairs
Dakota County has had 14 natural disasters declared since 1953, most often floods and severe storms.
Around Burnsville

Burnsville and the towns around it

Bloomington: Low, mostly inland floodingApple Valley: Low, mostly inland floodingSavage: Moderate, mostly inland floodingLakeville: Moderate, mostly inland floodingEagan: Low, mostly inland floodingEdina: Low, mostly inland floodingEden Prairie: Low, mostly inland floodingRichfield: Low, mostly inland floodingMendota Heights: Low, mostly inland floodingRosemount: Low, mostly inland floodingCredit River: Moderate, mostly inland floodingPrior Lake: Moderate, mostly inland floodingShakopee: Moderate, mostly inland floodingEureka: Low, mostly inland floodingFarmington: Moderate, mostly inland floodingEmpire: Moderate, mostly inland floodingInver Grove Heights: Low, mostly inland floodingBurnsville: Very low, mostly inland flooding BurnsvilleBloomingtonApple ValleySavageLakevilleEagan
Very lowLowModerateHighVery high
Savagemostly inland floodingModerate
Lakevillemostly inland floodingModerate
Apple Valleymostly inland floodingLow
Eaganmostly inland floodingLow
Bloomingtonmostly inland floodingLow
Burnsvillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burnsville covers 15 census tracts, combined by population.
Money that reached townFlood claims are matched to Burnsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Burnsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Burnsville total about $16.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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