Natural hazards · Bruce

Bruce, MN natural hazards

Most of the natural-hazard damage FEMA expects in Bruce comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bruce?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bruce to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes7%Strong wind6%Cold waves6%Everything else11%

By hazard

What Bruce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 14 years in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bruce flood?

FEMA's records show no paid flood insurance claims in Bruce.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bruce isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Bruce

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bruce itself: aid to households, or repair grants to the Township of Bruce.

Brought FEMA money into BruceDeclared for Todd County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$2K to the Township of Bruce for repairs

Todd County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Bruce

Bruce and the towns around it

Very lowLowModerateHighVery high

Culdrummostly inland floodingHigh

Brucemostly inland floodingModerate

Burnhamvillemostly inland floodingModerate

Little Elkmostly inland floodingLow

Long Prairiemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bruce is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bruce’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bruce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.