Natural hazards · Boyd

Boyd, MN natural hazards

Most of the natural-hazard damage FEMA expects in Boyd comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Boyd?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boyd to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves23%Heat waves8%Tornadoes7%Everything else14%

By hazard

What Boyd faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Cold waves

23% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 12 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Boyd flood?

Every paid claim on a federal flood insurance policy in Boyd, from FEMA’s records.

5paid claims since 1979

$11Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Boyd isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lac qui Parle County.

Disasters that hit Boyd

Federal disasters declared here

None of the disasters declared for Lac qui Parle County shows FEMA aid or repair money reaching Boyd itself in FEMA’s records.

Brought FEMA money into BoydDeclared for Lac qui Parle County only

Lac qui Parle County has had 17 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boyd is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Boyd’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Boyd. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.