Natural hazards · Borgholm

Borgholm, MN natural hazards

Most of the natural-hazard damage FEMA expects in Borgholm comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2001. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Borgholm?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Borgholm to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves20%Tornadoes6%Strong wind6%Everything else11%

By hazard

What Borgholm faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 19 years in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Borgholm flood?

Every paid claim on a federal flood insurance policy in Borgholm, from FEMA’s records.

1paid claims since 2001

$5Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Severe flooding: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Borgholm isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mille Lacs County.

Disasters that hit Borgholm

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Borgholm itself: aid to households, or repair grants to the Township of Borgholm.

Brought FEMA money into BorgholmDeclared for Mille Lacs County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$17K to the Township of Borgholm for repairs

Mille Lacs County has had 8 natural disasters declared since 1953, most often floods and severe storms.

Around Borgholm

Borgholm and the towns around it

Very lowLowModerateHighVery high

Borgholmmostly inland floodingModerate

Bogus Brookmostly inland floodingModerate

Haylandmostly inland floodingModerate

Milacamostly inland floodingModerate

South Forkmostly inland floodingModerate

Milacamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Borgholm covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Borgholm’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Borgholm. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Borgholm total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.